Is Kuda Down in Nigeria? Here’s What You Should Do Right Now
- Simon Zaku
- Sep 27
- 3 min read
Hiiiii my people 🙌🏽, it’s your boy Simon Taki Zaku, Founder of IbiFoundry LTD, and today we’re tackling one banking headache that has left plenty Nigerians frustrated in 2025 — Kuda Bank not working.
I’ve been there myself.
One morning, I tried sending money to a vendor, and the Kuda app just refused to load. Panic set in. My client was waiting, and I had no backup plan.
Sound familiar?
Don’t worry, I’ll show you exactly what I did and what you too can try right now if your Kuda app is failing you.
Why Nigerians Keep Asking: “Is Kuda Bank Down Again?”
Let’s be honest.
Digital banking in Nigeria is convenient, but Kuda app downtime has become too common.
Sometimes it’s their servers, sometimes it’s your internet, and other times it’s just one annoying bug.
In 2025, more than 68% of Nigerian banking users report at least one failed app transaction every month. That’s insane, right?
But here’s the good news: most Kuda issues can be fixed in minutes once you know the right steps.
Top 7 Fixes for Kuda Not Working (Step-by-Step)
1. Check Your Internet Connection First
Before you blame Kuda, try switching between Wi-Fi and mobile data.Sometimes it’s network wahala, not the app itself.
2. Update the App to the Latest Version
Kuda pushes frequent updates.Go to Play Store or App Store and download the newest version.
3. Clear Cache & App Data
Open settings → Apps → Kuda → Storage → Clear cache.This alone fixes freezing and login problems for many Nigerians.
4. Restart Your PhoneAs simple as it sounds, a fresh restart resets background errors.
5. Contact Kuda SupportInside the app, click Help.Or email: help@kuda.com.Yes, replies can be slow, but it’s worth reporting.
6. Use Alternative Apps TemporarilyDon’t get stranded.PalmPay, OPay, or MoniePoint can serve you while Kuda sorts itself.
7. Wait Out Official DowntimeSometimes, no fix will work.When Kuda’s servers are down, you simply wait until they restore service.
My Personal Experience With Kuda Issues
I remember one Saturday in 2024.
I was supposed to pay for some IbiFoundry printing jobs, but the Kuda app refused to send ₦10,000.
I tried restarting, clearing cache, even deleting the app — nothing.
Finally, I switched networks from Airtel to MTN and boom, it worked.
Lesson learned: don’t always assume it’s “Kuda wahala.” Sometimes it’s our Nigerian internet doing us dirty.
Is Kuda Still Safe in 2025? My Honest Review
Kuda remains one of Nigeria’s top fintech banks.
But safety isn’t just about security — it’s about reliability.
If an app crashes when you need it most, does it really feel safe?
For me, Kuda is still useful, but I now keep backup accounts on PalmPay and OPay just in case.
Smart Alternatives if Kuda Keeps Failing You
PalmPay → Fast transfers, cashbacks
OPay → Widely accepted, reliable
MoniePoint → Solid for business owners
IbiVerify Tool → Quickly confirm fintech legitimacy
IBI-Loan → Emergency funds when transfers delay
Most Asked Questions (FAQ Section)
1. Why is my Kuda app not opening?
Likely outdated app or full cache.
2. Is Kuda Bank down in Nigeria today?
Yes, sometimes. Check Twitter or Downdetector for live updates.
3. How do I recover my Kuda account?
Use “Forgot Password” or contact support.
4. Is Kuda Bank safe in 2025?
Yes, but reliability issues remain.
5. Does Kuda refund failed transactions?
Yes, usually within 24–72 hours.
The Final Verdict on Kuda in Nigeria
At the end of the day, banking apps in Nigeria will always have small wahala.
But the key is knowing what to do when it happens.
That’s why I created a free Banking App Troubleshooting Kit (covers Kuda, PalmPay, OPay, MoniePoint).
[Download it free here]
And don’t forget — I run a free WhatsApp group: “Nigerian Banking App Survival Hub (2025)”
.Join us, share your struggles, and learn faster ways to solve issues.
Hit reply and tell me: what’s the worst Kuda problem you’ve faced?
Or click here to grab the free troubleshooting kit.
Cheers, IbiFounder!
Have a wonderful day and I can’t wait to hear from you right now,
Simon Taki Zaku,
Founder, CEO, IbiFoundry Limited
Website: IbiFoundry.com.ng
Questions? ibifoundry@gmail.com, zakusimon@ibifoundry.com.ng
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